Questions Buyers are asking

How competitive is the market right now?

Competition varies by price point and location. Entry-level homes tend to receive more attention, while higher price ranges may offer buyers more negotiation room.

Do I need to offer over asking price?

Not always. In today’s market, strong but well-structured offers—with solid financing and reasonable timelines—often compete successfully without excessive overbidding.

Are sellers offering concessions again?

Yes, in some cases. Depending on the property and price range, buyers may see opportunities for closing cost credits or interest rate buydowns.

Should I buy now and refinance later?

Many buyers are considering this strategy. The key is ensuring the monthly payment is comfortable today, not just based on future rate expectations.